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Thinking of posting this externally....  Already left as a comment on a post.  I think it might help people understand what's at stake..  I just need to find a creative commons image of dollars in a mattress :)

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Keeping all your data on your own hard drive?  Do you keep your money in your mattress?

Just like most of us keep our money in a bank/credit union, most of us should keep our data in a trusted place and only carry around what we need at a given moment.